Debt Helper have vast experience in stopping home repossessions. As each case is different, telephone contact with an adviser is essential.
It's Never too late to Act !
- Remember, it is never too late to act as Debt Helper advisers have stopped hundreds of evictions even where our clients were due to be evicted within days of calling.
- We can assist if you are a homeowner, council tenant or with a Housing Association.
- An immediate consultation is necessary if you are being threatened with eviction, so contact us now.
Mortgage shortfalls are often the result of people having other unsecured debts which have been paid in priority over their mortgage. This is understandable as mortgage companies are often less likely to pressure lenders who have missed a repayment as their debt is secured against your property.
Creditors with whom you have unsecured debts are more proactive sooner if payments are missed as they do not have the same security. Therefore, they are quick to bombard you with letters and phone calls threatening extra interest or late payment charges and all sorts of collection or legal action if you don't pay.
As a result it is more likely for you to pay the creditor who shouts the loudest and this can at the expense of your mortgage payments. This can easy your worries in the short term, but eventually the mortgage company will start to make demands and that's when panic sets in.
The way to solve the problem depends on several things:
- How quickly you act.
- Amount of unsecured debt you have.
- Amount of mortgage arrears.
But no matter how bad your circumstances, contact us for immediate advice.
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